What Are Cookies and Why We Use Them

Cookies are small text files that get stored on your device when you visit our website. They help us remember your preferences, understand how you interact with our tools, and make your experience smoother next time you visit.

We also use similar tracking technologies like web beacons, pixels, and local storage. Each serves a specific purpose in helping us deliver the budget forecasting services you rely on.

Types of Tracking Technologies We Use

How Tracking Improves Your Experience

When you're working with budget forecasts, continuity matters. Our cookies remember where you left off, save your draft projections, and keep your customized views intact. If you're comparing different scenarios, we'll keep those tabs organized for you.

Analytics data helps us spot patterns. If many users struggle with a particular feature, we know where to focus our development efforts. Recently, we redesigned our expense categorization tool based on user behavior data—it's now 40% faster to use.

Data Retention Periods

Different cookies stick around for different lengths of time, depending on their purpose:

Third-Party Tracking

Sometimes we work with external services to provide specific functionality. For instance, our video tutorials are hosted on a third-party platform that may set its own cookies. We also use analytics providers to give us deeper insights into user behavior.

These third parties operate under their own privacy policies, though we only partner with providers who meet our data protection standards. You can review their policies independently if you want more details about their practices.

Current Third-Party Services

• Analytics providers for traffic and engagement measurement
• Content delivery networks for faster page loading
• Video hosting platforms for educational content
• Payment processors for subscription management

Managing Your Cookie Preferences

What Happens When You Block Cookies

If you disable all cookies, you'll still be able to browse our public content and read educational resources. However, you won't be able to access personalized forecasting tools, save custom reports, or maintain login sessions.

Blocking analytics cookies means we lose visibility into how you use the site, which makes it harder for us to identify and fix problems you might encounter. Marketing cookies are the most optional—turning these off simply means you'll see more generic content recommendations.

Mobile Apps and Other Platforms

While this policy focuses on our website, we also collect data through mobile applications using similar technologies. Mobile identifiers work differently than browser cookies but serve comparable purposes.

You can manage mobile tracking through your device settings, typically under Privacy or Advertising preferences. Both iOS and Android give you options to limit ad tracking and reset your advertising identifier.

Updates to This Policy

Technology evolves, and so do our practices. When we add new tracking tools or change how we use existing ones, we'll update this policy and note the revision date at the top. Significant changes will be communicated through email or a banner notification on the site.

We recommend checking back occasionally if you want to stay informed about our data collection practices. We don't make changes lightly—any updates reflect either new features we're offering or feedback we've received from users about transparency.

Your Rights and Options

Beyond managing cookies, you have broader rights regarding your personal data. You can request access to what we've collected, ask us to delete certain information, or export your data in a portable format.

• Access your stored preferences and usage history
• Request deletion of non-essential tracking data
• Export your budget forecasts and custom reports
• Opt out of marketing communications while maintaining account access
• Update or correct information we hold about your preferences

These rights align with Australian privacy regulations and our commitment to giving you control over your information.